Individual Savings Account (ISAs)
An Individual Savings Account (ISA) is a great way to make the most of your tax-free savings limit and save for the future.
Until the end of this current tax-year on 5 April 2009, you can invest an
annual ISA investment allowance of £7,200.
Up to £3,600 of that
allowance can be saved in cash with one provider.
The remainder of the £7,200
can be invested in stocks and shares with either the same or another provider.
Your ISA options
Click on the ISA options below to find out more:
>> Invest in a Cash ISA
>> Invest in a Stocks & Shares ISA
>> Invest outside an ISA
The Facts
- UK residents aged 18 or over can choose from our full range of ISA products. 16-17 year olds can apply for a Cash ISA only.
- Maximum investment of cash component of ISA for 2008/09 tax year is £3,600.
- For ISA accounts, you must be resident for tax purposes in the UK.
- Cash ISAs Savings products provided by Standard Life Bank plc. All other ISA products managed by Standard Life Savings Limited.
- Any reference to legislation and taxation is based on Standard Life's understanding of law and HM Revenue & Customs practice at date of publication.
- ISAs attract tax reliefs, which the Government may alter in future. The value of these reliefs to you depends upon your own personal financial circumstances.