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Individual Savings Account (ISAs)

An Individual Savings Account (ISA) is a great way to make the most of your tax-free savings limit and save for the future.

Until the end of this current tax-year on 5 April 2009, you can invest an annual ISA investment allowance of £7,200.

Up to £3,600 of that allowance can be saved in cash with one provider.

The remainder of the £7,200 can be invested in stocks and shares with either the same or another provider.

Your ISA options

Click on the ISA options below to find out more:

>> Invest in a Cash ISA
>> Invest in a Stocks & Shares ISA
>> Invest outside an ISA

The Facts

  • UK residents aged 18 or over can choose from our full range of ISA products. 16-17 year olds can apply for a Cash ISA only.
  • Maximum investment of cash component of ISA for 2008/09 tax year is £3,600.
  • For ISA accounts, you must be resident for tax purposes in the UK.
  • Cash ISAs Savings products provided by Standard Life Bank plc. All other ISA products managed by Standard Life Savings Limited.
  • Any reference to legislation and taxation is based on Standard Life's understanding of law and HM Revenue & Customs practice at date of publication.
  • ISAs attract tax reliefs, which the Government may alter in future. The value of these reliefs to you depends upon your own personal financial circumstances.

 


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This web site is intended for the information of residents of the United Kingdom. Standard Life Assurance Limited (SC286833), Standard Life Bank plc* (SC173685), Standard Life Client Management Limited (SC193444) and Standard Life Savings Limited (SC180203) are all registered in Scotland at Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH. Standard Life Investments Limited (SC123321) and Standard Life Investments (Mutual Funds) Limited (SC123322) are both registered in Scotland at 1 George Street, Edinburgh EH2 2LL. Standard Life Healthcare Limited is registered in England (02123483) at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. All companies authorised and regulated by the Financial Services Authority (* except for Standard Life Bank plc's "Buy to Let" mortgages).

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